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Posted on: September 20, 2022

City of Avenal Accessory Dwelling Unit (ADU) Loan Program

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City of Avenal Accessory Dwelling Unit (ADU) Loan Program

Prior to applying, please contact the Community and Economic Development Department at (559) 386-5766 Option 8 to see if your property is eligible for an ADU and if so, a Site Plan Review Zoning Permit may be required, prior to issuance of a building permit. 


-Build a new ADU or repair an existing ADU

-Must be within the city limits of Avenal

-Maximum $95,000 loan amount (additional financing may be available)

-Owner Occupied

-Deferred payment loan for 30 years, no payments at zero percent interest

-Gross annual household income cannot exceed 80% of the Annual Median Income

-If an existing mortgage must be current and have no late payments in the past 12 months

-Property must contain a legal residential structure intended for continued residential occupancy.

-After rehab value cannot exceed 100% of the current median sales price (changes monthly currently at $350,000)

-Maximum 105% Combined Loan To Value (CLTV)

Call today to get Qualified!

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